A complete walkthrough of drafting your Will

What you'll need before starting

Have these details to hand. The form takes about 12–20 minutes if you have everything ready.

• 1
  Your identification

  NRIC, FIN, or passport details. Full name as it appears on your ID.
• 2
  Spouse details

  Name, ID number, and residential address — if you are married.
• 3
  Executor(s) details

  The person who will administer your estate. Most people name their spouse, with a sibling or adult child as a replacement. You will need their name, ID, and address.
• 4
  Beneficiary details

  Full names and relationships of every person you wish to leave assets to. ID and address only required for beneficiaries who are also executors.
• 5
  Asset details

  For specific gifts: the property address, vehicle registration, club membership number, or company registration number. For residuary distribution: just who gets the rest.
• 6
  Charity details (optional)

  If you wish to leave anything to charity, you will need the registered name and UEN. Salus accepts charity gifts as either primary or fallback layer.
• 7
  Guardian details (optional)

  If you have minor children, the name and address of the guardian you nominate.

Tell us about you

Start with your own details. The tool uses these throughout the document — your name, ID, and address appear in the opening clause and in the witness attestation block at the end.

Add your spouse (if married)

If you selected "Married" in Step 1, the next step asks for your spouse's details. The form captures your spouse's name, ID, and address. These auto-fill into later steps when you choose "Same as Spouse" for an executor or beneficiary, so you do not need to retype them.

If you are single, divorced, or widowed, this step is skipped automatically.

Choose your executor(s)

The executor is the person who applies for the Grant of Probate and administers your estate after you pass — paying debts, distributing assets, closing accounts. Most people name their spouse as primary, with a sibling, parent, or adult child as the replacement (acts only if the primary cannot serve).

Simple Will or Custom Will?

This is the most consequential decision in the form. The choice routes you down different paths and changes the structure of the generated document.

Simple Will — when it's the right choice

Choose Simple Will if:

• You want everything to go to one person (typically a spouse) outright.
• You want a clean equal split between a few named people.
• You are happy with one fallback layer in case your primary beneficiary predeceases you.
• You don't need to attach conditions, age trusts, or specific gifts.

Custom Will — when you need it

Choose Custom Will if any of these apply:

• You want to give specific items (a property, a watch, a club membership) to specific people.
• You hold property as joint tenants with someone else and want to handle the survivorship explicitly.
• You want to grant a life interest — for example, allowing a parent or spouse to live in a property until they pass, then giving the property to your children.
• You want to release a beneficiary's share at age 21, 25, or older instead of immediately.
• You want to set up a sub-fund trust for one beneficiary (most often a child) with separate handling.
• You want to include a charity as either a co-beneficiary or as a fallback layer.
• You need to appoint a guardian, exclude a relative, or leave funeral directions.

Distribute your estate

If you chose Simple Will

You'll see three distribution patterns:

If you chose Custom Will

Custom Will splits distribution into two parts: specific gifts (named items to named people) and the residuary (everything not specifically gifted). You can use one, the other, or both.

Advanced features (Custom Will only)

If you chose Custom Will, you'll be offered a list of features. Toggle on the ones that apply to your situation. Each feature you enable adds to the base fee, capped at S$349 total.

Specific gifts

For each gift, choose the type — property, vehicle, shares, club membership, personal item, cash, or other — and the form prompts for the right details. For property gifts, the "Additional inclusions" field captures things like "all furniture and fittings therein" or "parking lot #B17", which the tool joins into the clause as "the property known as [address], together with [inclusions]".

Joint tenancy properties

If you hold property as a joint tenant (typically with a spouse or sibling), survivorship law means your interest passes automatically to the other holder regardless of the Will. The clause covers the case where the joint tenancy is severed during your lifetime, redirecting your interest to the beneficiary you nominate.

Life interest

Allow a named occupant (often a surviving spouse or parent) to live in a property rent-free until they decide to leave or pass away — at which point the property goes to the ultimate beneficiary you name. The clause includes the occupant's responsibility for property tax and maintenance, and gives the Trustee power to sell the property and substitute a comparable one if circumstances change.

Sub-fund trust

Carves out one beneficiary's share into a separate trust bucket with its own rules — typically used to delay distribution past age 21 (release at 25 is common), to support education expenses, or to handle one beneficiary differently from the others. The sub-fund beneficiary must already be in your residuary list — sub-funds always carve out from a defined share.

Age trust

Holds back distribution until each natural-person beneficiary attains a chosen age (21, 25, or 30). With the maintenance option enabled, the Trustee can apply funds for welfare, education, and medical expenses while the beneficiary is under age. Age trust applies only to natural persons — charities receive their shares immediately regardless.

Guardians, exclusions, funeral directions

Guardian: name a person to take care of your minor children if both parents pass away. Exclusion: formally exclude a specific person from any benefit — the clause uses neutral, formal language only. Funeral directions: either leave the matter to the Trustee's discretion or specify wishes (burial, cremation, religious rites).

Review and submit

The final step shows a summary of every choice you've made, plus the calculated fee. Read it carefully — once you submit, your Will is generated immediately. Edits after submission are still possible (just log back in and re-generate), but you should review carefully now to avoid having to repeat the signing/witnessing step later.

When you click Confirm & Submit My Will, the form sends your submission to our team. You'll see a confirmation screen and receive an email acknowledging receipt within minutes.

Pricing

What happens after you submit

Frequently asked questions