Common questions

Yes — and the consequences of not having one are real. If you die without a Will (intestate):

1. Your family must apply for Letters of Administration rather than a Grant of Probate. This often requires sureties and takes longer.
2. Your estate is distributed under the Intestate Succession Act, which may not reflect your wishes. Unmarried partners typically inherit nothing, and stepchildren you raised may be excluded.
3. You cannot choose your own executor — the court appoints an administrator.
4. You cannot appoint guardians for your minor children.
5. You cannot leave specific gifts to particular people or charities.
6. Family disputes are far more common with intestacy, since there's no documented record of your intentions.

A Simple Will covers the most common scenarios: leaving everything to one person, an equal split between named people, or a clean sequential cascade. The base fee is S$199 all-inclusive.

A Custom Will is for when you need specific items going to specific people, joint tenancy handling, life interests, sub-fund trusts, age-gated distributions, or charitable bequests as part of a structured plan. Pricing scales with the features you enable, capped at S$349.

Most people start with Simple. The Will Writer lets you switch to Custom mid-flow without losing your data.

Two witnesses, both over 21, mentally capable, and not beneficiaries (nor spouses of beneficiaries). Both must be present when you sign, and must sign in your presence and each other's presence.

If a beneficiary witnesses your Will, the gift to them becomes void — though the rest of the Will remains valid. An executor may witness, but only if they are not also a beneficiary.

Marriage automatically revokes any earlier Will in Singapore — unless the Will was made in contemplation of that specific marriage.

Divorce doesn't revoke the Will but treats your former spouse as having predeceased you, so any gifts to them lapse.

Birth or adoption of a child doesn't automatically affect the Will — it's your responsibility to update it. Email us with any life event and we'll help you update.

If you're a Singapore citizen or PR, our standard Will covers your worldwide assets.

If you're a foreign national or hold significant assets outside Singapore (especially real property), the Will is automatically scoped to your Singapore-situated assets only — the heading reads (REPUBLIC OF SINGAPORE WILL). You'll likely need a separate Will in your home jurisdiction or where the foreign assets are located. We recommend speaking to a solicitor in that jurisdiction.

A Lasting Power of Attorney lets you appoint trusted people (donees) to manage your personal welfare and finances if you lose mental capacity.

Without an LPA, your loved ones may need to apply to the Family Justice Courts for a Deputyship Order under the Mental Capacity Act — a process that is typically slow, expensive (S$5,000–S$10,000), and emotionally draining.

How it works with a Will: A Will and LPA are complementary — a Will only takes effect after your death, while an LPA takes effect if you lose mental capacity during your lifetime.

The consequences are significant:

• Your family cannot automatically access your bank accounts, pay your bills, or manage your finances — even to cover your own medical care or household expenses.
• Joint accounts may be frozen or restricted when one holder loses capacity.
• Loved ones must apply for a Deputyship Order — slow, expensive, often months long, with ongoing reporting obligations.
• Medical and care decisions can become contentious. Family members may disagree about treatment, living arrangements, or end-of-life care.
• Property transactions, insurance claims, and CPF-related matters can stall because no one has legal authority to act for you.

Form 1 is the standard LPA — covers personal welfare and property/affairs with default OPG-prescribed powers. This is what most people need, and what Salus supports.

Form 2 is a customised LPA — for non-standard arrangements like restricting specific powers, complex business asset clauses, or unusual welfare arrangements. Form 2 must be drafted by a law firm under the Office of the Public Guardian's rules and typically costs S$500–S$2,500. Salus does not offer Form 2 — you would need to engage a law firm directly.

Four steps:

1. Appoint your Donee(s) — a trusted individual aged 21 or above.
2. Draft your application — log in to OPG Online via Singpass and complete Form 1. Your Donee confirms acceptance via Singpass.
3. Certification — attend an in-person appointment with a Certificate Issuer (our LPA-certified medical professional) to verify your understanding and free consent.
4. Registration — a 21-day objection period follows; absent any objections, your LPA is formally registered.

Total elapsed time is typically 3–4 weeks, with most of that being the statutory objection period.

An Advanced Medical Directive (AMD) is a legal document instructing doctors not to use extraordinary life-sustaining measures if you are terminally ill. It's narrow in scope but legally binding under Singapore's AMD Act.

An Advance Care Plan (ACP) is a broader, documented conversation about your care values, preferences, and goals — covering both terminal and non-terminal scenarios. It's not legally binding the same way, but it's shared with your nominated care team and guides their decision-making.

Most people benefit from both. The AMD is the legal floor; the ACP is the human context around it.

Yes. We offer ongoing primary care and chronic disease management through our team of certified doctors. As your PCP, we also serve as your ACP facilitator — meaning the same doctors who know your medical history and values guide your care planning conversations.

Coverage includes diabetes, hypertension, regular health screenings, follow-ups, and teleconsultation or in-clinic options.

While you have full mental capacity. The AMD must be signed in the presence of two witnesses (one must be a registered medical practitioner — typically the doctor who explains its implications to you), then filed with the Ministry of Health.

You can revoke an AMD at any time by destroying the original or by written notice. Many people make one alongside their Will and LPA to have a complete care plan in place before any health crisis.

Significantly cheaper, because we're a different kind of service. Law firms provide legal advice, hourly billing, and per-document drafting; Salus provides a structured drafting tool plus medical capacity certification, at flat fees.

That difference matters: if your situation needs legal advice, a law firm is the right choice. If your situation fits our standard structure, Salus is faster and significantly less expensive.

From submission to signing-ready PDF, typically same day to 24 hours:

1. Submit your draft — finish the Will Writer form, confirm your details, pay.
2. Generated immediately — your Will is produced from the lawyer-drafted templates using the structured inputs you provided. No queue, no manual review delay.
3. Final draft delivered — emailed as a PDF, plus signing and witness instructions.
4. You sign and witness — at your own pace, in front of two qualified witnesses.

Yes. Log back in with your reference number, make the changes, and re-generate. There is no re-vet queue — the regenerated Will is delivered immediately. Once you sign and witness the final version, that becomes your legally-effective Will.

Because most of the work overlaps. We collect your details once, and the LPA-certified doctor's capacity assessment can be combined with the Will signing in a single appointment. The Will + LPA Bundle is S$239 — which saves S$15 versus buying them separately, plus you get a single combined signing appointment.

No. Salus Legacy is a will-drafting service. We are not a law firm, we are not associated with any law firm, and we do not provide legal advice. No solicitor reviews individual Wills produced through our service.

That said, Salus is founded and led by a director who holds an LLB (Hons) from the National University of Singapore and has substantial will-drafting experience gained while training at a Singapore law firm. He has not been called to the Singapore Bar, and the Will Writer he designed reflects that combined background — applying Singapore drafting conventions to a structured form-based service that any user can complete themselves.

We use templates that were originally drafted by Singapore-qualified lawyers. The Will Writer guides you through structured inputs and generates a Will from those templates, ready for you to sign before two qualified witnesses.

If your circumstances are complex (estate disputes, business succession, foreign property, contested family arrangements), or if you want personalised legal advice on your situation, you should consult a practising solicitor.

Salus is founded and led by a director who holds an LLB (Hons) from the National University of Singapore with substantial will-drafting experience gained while training at a Singapore law firm. He has not been called to the Singapore Bar, which is why Salus operates as a will-drafting service rather than a law firm.

The Will Writer was designed by him to apply Singapore-aligned drafting conventions and prevent common drafting errors — the kinds of issues that frequently surface when Wills are produced from generic DIY templates.

Our medical services (LPA capacity certification, AMD, ACP, primary care) are delivered by a separate team of registered medical practitioners.

You do — assisted by the Will Writer. The form structures your inputs (executors, beneficiaries, gifts, fallbacks, age trusts, guardians) and produces the final document by populating lawyer-drafted templates. Those underlying templates were prepared by Singapore-qualified lawyers; the templates themselves are the legal grounding of your Will.

Salus does not engage a solicitor to review your Will after submission. The structured form is designed to prevent the most common drafting errors (inconsistent percentages, contradictory specific gifts, residuary clauses that don't account for what came above them, missing 30-day survivorship language). For anything outside that structure, we'd recommend speaking to a solicitor.

Three things, all of which matter at probate.

One: the underlying templates use language and structure aligned with Singapore drafting conventions. Many free DIY templates use generic or foreign-jurisdiction language that's technically valid but unusual — which can cause delays and challenges at probate.

Two: the form enforces consistency. It blocks you from submitting percentages that don't add to 100%, prevents inconsistent witness/beneficiary combinations, requires a fallback layer for every distribution, and applies a 30-day survivorship rule throughout.

Three: for clients who add it, our LPA-certified doctors can provide medical capacity certification — which strengthens your Will against future challenge if anyone later disputes whether you had testamentary capacity when you signed it. That's a medical service, not a legal one.

A law firm is the right choice if:

• Your estate involves significant business interests, complex shareholdings, or trust structures beyond a simple sub-fund or age trust.
• You hold significant property or financial assets in multiple jurisdictions.
• You anticipate the Will being contested by a family member or dependent.
• You need a Form 2 (customised) LPA, which is restricted to law-firm drafting under OPG rules.
• You want personalised legal advice on tax planning, succession structures, or how to balance competing claims among potential beneficiaries.

For straightforward estate planning that fits our structured templates, Salus is faster and substantially cheaper. For anything outside that, please engage a practising solicitor — we are happy to provide referrals if needed.

Yes. Your submission is stored securely and not shared outside Salus. We do not share or sell your data. After your final Will is delivered, you can request deletion at any time. See our PDPA notice for full details.

Yes — we run group sessions for employee wellness fairs, benefits days, AGMs, lunch-and-learn sessions, CSR programmes, and on-site office roadshows. Group rates apply for bulk sign-ups (Wills from S$119 per employee). Email us to discuss your event.