*{margin:0;padding:0;box-sizing:border-box}:root{--green:#002144;--green-d:#001833;--green-l:#e6f0fa;--mint:#f0f6fc;--accent:#e3c056;--bg:#f5f7fa;--white:#fff;--border:#dde3ea;--border-l:#eaeff4;--text:#1a1a1a;--text2:#5a5a5a;--text3:#999;--shadow-sm:0 1px 3px rgba(0,0,0,.04),0 1px 2px rgba(0,0,0,.06);--shadow-md:0 4px 16px rgba(0,0,0,.06),0 1px 3px rgba(0,0,0,.04);--shadow-lg:0 12px 40px rgba(0,0,0,.08);--radius:12px;--radius-sm:8px;--font:"Lora",Georgia,"Times New Roman",serif}body{font-family:var(--font);background:var(--bg);color:var(--text);-webkit-font-smoothing:antialiased}::selection{background:var(--green-l);color:var(--green-d)}@keyframes fadeUp{0%{opacity:0;transform:translateY(16px)}to{opacity:1;transform:translateY(0)}}.fade-up{animation:fadeUp .5s ease both}nav{background:hsla(0,0%,100%,.92);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border-bottom:1px solid var(--border-l);padding:0 24px;justify-content:space-between;height:60px;position:-webkit-sticky;position:sticky;top:0;z-index:100}.logo,nav{display:flex;align-items:center}.logo{gap:10px}.logo-mark{width:32px;height:32px;background:linear-gradient(135deg,var(--green) 0,var(--green-d) 100%);border-radius:8px;display:flex;align-items:center;justify-content:center;box-shadow:0 2px 8px rgba(0,33,68,.25)}.logo-mark svg{width:16px;height:16px;fill:#fff}.logo-text{font-size:18px;font-weight:700;color:var(--text);letter-spacing:-.5px}.logo-text span{color:var(--green)}.nav-cta{background:var(--green);color:#fff;border:none;padding:10px 20px;border-radius:var(--radius-sm);font-size:13.5px;font-weight:600;cursor:pointer;font-family:var(--font);letter-spacing:-.1px;transition:all .2s;box-shadow:0 2px 8px rgba(0,33,68,.2)}.nav-cta:hover{background:var(--green-d);box-shadow:0 4px 12px rgba(0,33,68,.3);transform:translateY(-1px)}.hero{background:linear-gradient(165deg,#002144,#001a36 45%,#001228);color:#fff;padding:64px 24px 56px;text-align:center;position:relative;overflow:hidden;isolation:isolate}.hero:before{top:-40%;right:-20%;width:400px;height:400px;background:radial-gradient(circle,rgba(227,192,86,.12) 0,transparent 70%)}.hero:after,.hero:before{content:"";position:absolute;pointer-events:none;z-index:0}.hero:after{bottom:-30%;left:-15%;width:350px;height:350px;background:radial-gradient(circle,rgba(227,192,86,.08) 0,transparent 70%)}.hero-video{width:100%;height:100%;object-fit:cover;opacity:.32;filter:saturate(1.05) brightness(.95)}.hero-video,.hero-video-tint{position:absolute;inset:0;z-index:0;pointer-events:none}.hero-video-tint{background:linear-gradient(165deg,rgba(0,33,68,.55),rgba(0,26,54,.72) 45%,rgba(0,18,40,.88))}.hero-inner{position:relative;z-index:1;max-width:480px;margin:0 auto}.hero-pill{display:inline-flex;align-items:center;gap:6px;background:hsla(0,0%,100%,.1);border:1px solid hsla(0,0%,100%,.15);border-radius:24px;padding:6px 14px;font-size:12px;font-weight:500;margin-bottom:20px;-webkit-backdrop-filter:blur(4px);backdrop-filter:blur(4px)}.hero-pill .dot{width:6px;height:6px;background:var(--accent);border-radius:50%;animation:pulse 2s infinite}@keyframes pulse{0%,to{opacity:1}50%{opacity:.4}}.hero h1{font-size:34px;font-weight:800;line-height:1.18;margin-bottom:16px;letter-spacing:-.8px}.hero h1 em{font-style:normal;background:linear-gradient(135deg,#e3c056,#f0d780);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text}.hero p{font-size:15.5px;color:hsla(0,0%,100%,.7);line-height:1.65;max-width:380px;margin:0 auto 36px;font-weight:400}.hero-actions{display:flex;flex-direction:column;gap:10px;max-width:280px;margin:0 auto}.btn-w{background:#fff;color:var(--green-d);border:none;padding:14px 24px;border-radius:var(--radius);font-size:15px;font-weight:600;cursor:pointer;font-family:var(--font);letter-spacing:-.2px;transition:all .2s;box-shadow:0 2px 12px rgba(0,0,0,.1)}.btn-w:hover{transform:translateY(-1px);box-shadow:0 4px 20px rgba(0,0,0,.15)}.btn-w:active{transform:scale(.98)}.btn-g{background:hsla(0,0%,100%,.08);color:hsla(0,0%,100%,.9);border:1.5px solid hsla(0,0%,100%,.2);padding:13px 24px;border-radius:var(--radius);font-size:14.5px;font-weight:500;cursor:pointer;font-family:var(--font);transition:all .2s;-webkit-backdrop-filter:blur(4px);backdrop-filter:blur(4px)}.btn-g:hover{background:hsla(0,0%,100%,.14);border-color:hsla(0,0%,100%,.35)}.events-bar{background:linear-gradient(90deg,#e6f0fa,#dce8f5);border-bottom:1px solid #c5d5e8;padding:11px 24px;display:flex;align-items:center;justify-content:center;gap:12px;flex-wrap:wrap;font-size:13px;color:#002144}.events-bar button{background:linear-gradient(135deg,#002144,#001833);color:#e3c056;border:none;padding:7px 16px;border-radius:6px;font-size:12px;font-weight:600;cursor:pointer;white-space:nowrap;font-family:var(--font);box-shadow:0 2px 6px rgba(0,33,68,.2);transition:all .15s}.events-bar button:hover{transform:translateY(-1px);box-shadow:0 3px 10px rgba(0,33,68,.3)}.trust{background:var(--white);border-bottom:1px solid var(--border-l);padding:14px 24px;display:flex;justify-content:center;gap:24px;flex-wrap:wrap}.trust-item{gap:7px;font-size:12px;color:var(--text2);font-weight:500}.trust-check,.trust-item{display:flex;align-items:center}.trust-check{width:16px;height:16px;background:var(--green-l);border-radius:50%;justify-content:center;flex-shrink:0}.trust-check svg{width:9px;height:9px;fill:var(--green)}.warm-imagery{max-width:640px;margin:0 auto;padding:48px 24px 8px;text-align:center}.warm-imagery .warm-eyebrow{font-size:10.5px;font-weight:700;letter-spacing:1.2px;color:var(--green);text-transform:uppercase;margin-bottom:10px}.warm-imagery h2{font-size:24px;font-weight:700;letter-spacing:-.5px;margin-bottom:8px}.warm-imagery .warm-sub{font-size:14.5px;color:var(--text2);margin-bottom:28px;line-height:1.55;max-width:480px;margin-left:auto;margin-right:auto}.warm-grid{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:12px;gap:12px}.warm-card{position:relative;border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow-md);aspect-ratio:9/14;background:#f0f0f0;transition:transform .3s ease,box-shadow .3s ease}.warm-card:hover{transform:translateY(-3px);box-shadow:var(--shadow-lg)}.warm-card img,.warm-card video{width:100%;height:100%;object-fit:cover;display:block}button.warm-card.warm-card-video{border:none;padding:0;cursor:pointer;font-family:inherit;color:inherit;text-align:left;-webkit-appearance:none;-moz-appearance:none;appearance:none;background:#0c0c0c}.warm-play{position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);width:54px;height:54px;border-radius:50%;background:rgba(0,0,0,.55);backdrop-filter:blur(6px);-webkit-backdrop-filter:blur(6px);color:#fff;display:flex;align-items:center;justify-content:center;padding-left:3px;box-shadow:0 4px 16px rgba(0,0,0,.35);z-index:2;transition:transform .2s,background .2s}button.warm-card.warm-card-video:hover .warm-play{transform:translate(-50%,-50%) scale(1.08);background:rgba(0,33,68,.75)}.video-lightbox{position:fixed;inset:0;z-index:400;background:rgba(0,0,0,.86);display:flex;align-items:center;justify-content:center;padding:24px;animation:fadeUp .2s ease}.video-lightbox-player{max-width:min(90vw,560px);max-height:88vh;width:auto;height:auto;border-radius:12px;box-shadow:0 24px 80px rgba(0,0,0,.5);background:#000;outline:none}.video-lightbox-close{position:absolute;top:18px;right:20px;width:40px;height:40px;border-radius:50%;border:none;background:hsla(0,0%,100%,.12);color:#fff;font-size:28px;line-height:1;cursor:pointer;display:flex;align-items:center;justify-content:center;backdrop-filter:blur(6px);-webkit-backdrop-filter:blur(6px);transition:background .15s}.video-lightbox-close:hover{background:hsla(0,0%,100%,.22)}@media (max-width:480px){.video-lightbox{padding:16px}.video-lightbox-close{top:12px;right:12px;width:36px;height:36px;font-size:24px}}.warm-card .warm-overlay{position:absolute;inset:0;background:linear-gradient(0deg,rgba(0,33,68,.82) 0,rgba(0,33,68,.2) 45%,transparent 70%);display:flex;flex-direction:column;justify-content:flex-end;padding:18px;color:#fff;text-align:left}.warm-card .warm-tag{display:inline-flex;align-items:center;gap:6px;background:hsla(0,0%,100%,.18);backdrop-filter:blur(6px);-webkit-backdrop-filter:blur(6px);border:1px solid hsla(0,0%,100%,.28);border-radius:20px;padding:4px 10px;font-size:10.5px;font-weight:600;letter-spacing:.4px;text-transform:uppercase;width:-moz-fit-content;width:fit-content;margin-bottom:8px;color:#fff}.warm-card .warm-tag .dot{width:5px;height:5px;border-radius:50%;background:var(--accent)}.warm-card h4{font-size:15px;font-weight:700;margin-bottom:4px;letter-spacing:-.2px;line-height:1.3}.warm-card p{font-size:12px;color:hsla(0,0%,100%,.85);line-height:1.5;margin:0}@media (max-width:600px){.warm-grid{gap:10px}.warm-card .warm-overlay{padding:14px 12px}.warm-card h4{font-size:13px;line-height:1.25}.warm-card p{font-size:11px;display:-webkit-box;-webkit-line-clamp:2;-webkit-box-orient:vertical;overflow:hidden}.warm-card .warm-tag{font-size:9.5px;padding:3px 8px}}@media (max-width:480px){.warm-card{aspect-ratio:3/5}}.seal-banner{width:100%;max-width:900px;margin:8px auto 0;padding:0 24px}.seal-banner img{display:block;width:100%;height:auto;border-radius:var(--radius);box-shadow:var(--shadow-md);object-fit:cover;aspect-ratio:2/1}@media (max-width:600px){.seal-banner{padding:0 16px}.seal-banner img{aspect-ratio:16/9}}.dyk-tab{display:flex;align-items:center;gap:12px;width:100%;margin-top:24px;padding:14px 16px;background:linear-gradient(135deg,#e6f0fa,#dce8f5);border:1.5px solid #b8cfe0;border-radius:var(--radius);cursor:pointer;font-family:var(--font);color:#002144;text-align:left;transition:all .2s;box-shadow:var(--shadow-sm)}.dyk-tab:hover{transform:translateY(-2px);box-shadow:var(--shadow-md);border-color:var(--green)}.dyk-tab:before{content:"?";display:flex;align-items:center;justify-content:center;width:30px;height:30px;border-radius:50%;background:#c8cfd8;color:#5a6473;font-size:15px;font-weight:700;line-height:1;flex-shrink:0;font-family:var(--font)}.dyk-tab-text{flex:1 1;display:flex;flex-direction:column;gap:3px;min-width:0}.dyk-tab-label{font-size:13px;font-weight:700;letter-spacing:-.1px;line-height:1.25}.dyk-tab-sub{font-size:11.5px;font-weight:500;color:#1a2a3a;opacity:.75;line-height:1.4;word-break:normal;overflow-wrap:break-word}.dyk-tab-arrow{font-size:16px;color:var(--green);opacity:.7;flex-shrink:0;transition:transform .15s;align-self:center}.dyk-tab:hover .dyk-tab-arrow{transform:translateX(3px);opacity:1}.dyk-tab.dyk-tab-hero{margin-top:0;background:hsla(0,0%,100%,.06);border:1.5px solid hsla(0,0%,100%,.18);color:#fff;backdrop-filter:blur(4px);-webkit-backdrop-filter:blur(4px);box-shadow:none}.dyk-tab.dyk-tab-hero:hover{background:hsla(0,0%,100%,.12);border-color:hsla(0,0%,100%,.3);transform:translateY(-1px);box-shadow:0 4px 20px rgba(0,0,0,.18)}.dyk-tab.dyk-tab-hero:before{background:hsla(0,0%,100%,.18);color:hsla(0,0%,100%,.85)}.dyk-tab.dyk-tab-hero .dyk-tab-sub{color:hsla(0,0%,100%,.72)}.dyk-tab.dyk-tab-hero .dyk-tab-arrow{color:hsla(0,0%,100%,.85)}@media (max-width:480px){.dyk-tab{padding:12px 14px;gap:10px}.dyk-tab:before{width:26px;height:26px;font-size:13px}.dyk-tab-label{font-size:12.5px}.dyk-tab-sub{font-size:11px}}.risk-tabs{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow-sm);margin-bottom:12px}.risk-tab-buttons{display:flex;background:linear-gradient(135deg,#e6f0fa,#dce8f5);border-bottom:1px solid #b8cfe0}.risk-tab-btn{flex:1 1;background:transparent;padding:13px 8px;font-size:12px;font-weight:600;color:#4a5a6e;cursor:pointer;font-family:var(--font);transition:all .15s;border:none;border-bottom:2.5px solid transparent;letter-spacing:-.1px;line-height:1.3}.risk-tab-btn:hover{color:var(--green);background:hsla(0,0%,100%,.35)}.risk-tab-btn.active{color:var(--green);background:var(--white);border-bottom-color:var(--green)}.risk-tab-content{padding:18px 20px 20px;animation:fadeUp .3s ease both}.risk-tab-intro{font-size:13.5px;color:var(--text);margin-bottom:14px;line-height:1.6}.risk-tab-intro strong{color:var(--green)}.risk-list{list-style:none;padding:0;margin:0}.risk-list li{position:relative;padding:8px 0 8px 26px;font-size:13px;color:var(--text2);line-height:1.65;border-bottom:1px solid var(--border-l)}.risk-list li:last-child{border-bottom:none}.risk-list li:before{content:"";position:absolute;left:8px;top:16px;width:7px;height:7px;background:var(--accent);border-radius:50%;box-shadow:0 0 0 3px rgba(227,192,86,.18)}.risk-list li strong{color:var(--green);font-weight:700}@media (max-width:480px){.risk-tab-btn{font-size:11px;padding:12px 6px}.risk-tab-content{padding:16px}.risk-list li{font-size:12.5px;padding-left:24px}}section{padding:56px 24px;max-width:640px;margin:0 auto}section h2{font-size:25px;font-weight:700;letter-spacing:-.5px;margin-bottom:8px}section .sub{font-size:14.5px;color:var(--text2);margin-bottom:32px;line-height:1.55}.section-label{font-size:10.5px;font-weight:700;letter-spacing:1.2px;color:var(--green);text-transform:uppercase;margin-bottom:14px}.service-card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);padding:22px;margin-bottom:12px;transition:all .2s;box-shadow:var(--shadow-sm)}.service-card.clickable{cursor:pointer}.service-card.clickable:hover{box-shadow:var(--shadow-md);border-color:#ddd;transform:translateY(-2px)}.sc-top{display:flex;align-items:flex-start;gap:14px}.service-icon{width:44px;height:44px;border-radius:10px;display:flex;align-items:center;justify-content:center;flex-shrink:0;font-size:20px}.icon-lpa,.icon-will{background:#e6f0fa}.icon-bundle{background:#fff9cc}.icon-amd{background:#fdeef2}.icon-acp{background:#f0f6fc}.icon-pcp{background:#f0eeff}.sc-inner{display:flex;flex:1 1;justify-content:space-between;align-items:flex-start;gap:12px}.service-info h3{font-size:16px;font-weight:600;margin-bottom:5px;letter-spacing:-.2px}.service-info p{font-size:13.5px;color:var(--text2);line-height:1.55;margin-bottom:10px}.service-price{font-size:14px;font-weight:700;color:var(--green)}.service-arrow{color:#ccc;font-size:22px;line-height:1;flex-shrink:0;margin-top:2px;transition:transform .15s}.service-card.clickable:hover .service-arrow{transform:translateX(2px);color:var(--green)}.service-badge{display:inline-block;background:var(--green-l);color:var(--green);font-size:10.5px;font-weight:600;padding:4px 10px;border-radius:20px;margin-bottom:8px;letter-spacing:.1px}.will-actions{margin-top:14px}.will-action-btn{padding:11px 24px;border-radius:var(--radius-sm);font-size:13.5px;font-weight:600;cursor:pointer;border:none;font-family:var(--font);background:var(--green);color:#fff;transition:all .2s;box-shadow:0 2px 8px rgba(0,33,68,.2)}.will-action-btn:hover{background:var(--green-d);box-shadow:0 4px 12px rgba(0,33,68,.3);transform:translateY(-1px)}.will-advisor-link{display:inline-block;margin-top:12px;background:none;border:none;color:var(--green);font-size:12.5px;font-weight:500;cursor:pointer;padding:0;font-family:var(--font);opacity:.75;transition:opacity .15s}.will-advisor-link:hover{opacity:1;text-decoration:underline}.price-note{font-size:11px;color:var(--text3);font-weight:400;margin-left:4px}.service-card.featured{border:1.5px solid var(--green);background:linear-gradient(to bottom,#fafffe,var(--white));position:relative}.featured-tag{position:absolute;top:-1px;right:20px;background:var(--green);color:#fff;font-size:10px;font-weight:700;padding:4px 10px;border-radius:0 0 6px 6px;letter-spacing:.3px}.steps{display:flex;flex-direction:column}.step{display:flex;gap:16px;align-items:flex-start}.step-line{flex-direction:column}.step-line,.step-num{display:flex;align-items:center}.step-num{width:32px;height:32px;background:linear-gradient(135deg,var(--green),var(--green-d));color:#fff;border-radius:50%;justify-content:center;font-size:12.5px;font-weight:700;flex-shrink:0;box-shadow:0 2px 8px rgba(0,33,68,.2)}.step-connector{width:2px;background:linear-gradient(to bottom,var(--green-l),var(--border));flex:1 1;min-height:24px;margin:4px 0;border-radius:1px}.step-body{padding-bottom:24px}.step-body h4{font-size:14.5px;font-weight:600;margin-bottom:3px;letter-spacing:-.1px}.step-body p{font-size:13.5px;color:var(--text2);line-height:1.55}.why-grid{display:grid;grid-template-columns:1fr 1fr;grid-gap:12px;gap:12px}.why-card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);padding:20px;box-shadow:var(--shadow-sm);transition:all .2s}.why-card:hover{box-shadow:var(--shadow-md);transform:translateY(-2px)}.why-icon{width:36px;height:36px;border-radius:var(--radius-sm);display:flex;align-items:center;justify-content:center;margin-bottom:10px;font-size:18px}.why-icon.ic-law,.why-icon.ic-med{background:#e6f0fa}.why-icon.ic-phone{background:#f0f6fc}.why-icon.ic-vault{background:#fff9cc}.why-card h4{font-size:13.5px;font-weight:600;margin-bottom:4px;letter-spacing:-.1px}.why-card p{font-size:12.5px;color:var(--text2);line-height:1.5}.wcu-section{background:linear-gradient(165deg,#002144,#001a36 50%,#001228);color:#fff;padding:56px 24px;position:relative;overflow:hidden}.wcu-section:before{content:"";position:absolute;top:-30%;right:-15%;width:350px;height:350px;background:radial-gradient(circle,rgba(227,192,86,.1) 0,transparent 70%);pointer-events:none}.wcu-inner{max-width:640px;margin:0 auto;position:relative;z-index:1}.wcu-inner h2{font-size:25px;font-weight:700;letter-spacing:-.5px;margin-bottom:8px}.wcu-inner .sub{font-size:14.5px;color:hsla(0,0%,100%,.65);margin-bottom:32px;line-height:1.55}.wcu-list{display:flex;flex-direction:column;gap:14px;margin-bottom:28px}.wcu-item{display:flex;gap:16px;align-items:flex-start;background:hsla(0,0%,100%,.06);border:1px solid hsla(0,0%,100%,.1);border-radius:var(--radius);padding:18px 20px;-webkit-backdrop-filter:blur(4px);backdrop-filter:blur(4px);transition:all .2s}.wcu-item:hover{background:hsla(0,0%,100%,.1);border-color:hsla(0,0%,100%,.18);transform:translateY(-1px)}.wcu-num{width:36px;height:36px;border-radius:50%;background:rgba(227,192,86,.15);border:1.5px solid rgba(227,192,86,.3);display:flex;align-items:center;justify-content:center;font-size:15px;flex-shrink:0}.wcu-text h4{font-size:14.5px;font-weight:600;margin-bottom:4px;color:#fff;letter-spacing:-.1px}.wcu-text p{font-size:13px;color:hsla(0,0%,100%,.65);line-height:1.6}.wcu-compare{display:grid;grid-template-columns:1fr 1fr;grid-gap:0;gap:0;border-radius:var(--radius);overflow:hidden;border:1px solid hsla(0,0%,100%,.12);margin-bottom:28px}.wcu-col{padding:20px}.wcu-col-them{background:hsla(0,0%,100%,.04)}.wcu-col-us{background:rgba(227,192,86,.08)}.wcu-col-label{font-size:10px;font-weight:700;text-transform:uppercase;letter-spacing:1.2px;margin-bottom:14px}.wcu-col-them .wcu-col-label{color:hsla(0,0%,100%,.4)}.wcu-col-us .wcu-col-label{color:var(--accent)}.wcu-row{font-size:12.5px;color:hsla(0,0%,100%,.6);padding:7px 0;display:flex;align-items:center;gap:8px;line-height:1.4}.wcu-col-us .wcu-row{color:hsla(0,0%,100%,.85)}.wcu-dot{width:6px;height:6px;border-radius:50%;flex-shrink:0}.wcu-col-them .wcu-dot{background:hsla(0,0%,100%,.2)}.wcu-col-us .wcu-dot{background:var(--accent)}.t-grid{display:grid;grid-template-columns:1fr 1fr;grid-gap:12px;gap:12px}.tcard{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);padding:20px;box-shadow:var(--shadow-sm);transition:all .2s}.tcard:hover{box-shadow:var(--shadow-md)}.tcard-stars{color:#e3c056;font-size:13px;margin-bottom:10px;letter-spacing:1px}.tcard-text{font-size:13.5px;color:var(--text);line-height:1.6;margin-bottom:12px}.tcard-author{font-size:11.5px;font-weight:600;color:var(--text3)}.faq-item{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);margin-bottom:8px;overflow:hidden;box-shadow:var(--shadow-sm);transition:box-shadow .15s}.faq-item:hover{box-shadow:var(--shadow-md)}.faq-q{padding:16px 18px;font-size:14px;font-weight:500;display:flex;justify-content:space-between;align-items:center;cursor:pointer;gap:12px;transition:color .15s}.faq-q:hover{color:var(--green)}.faq-icon{font-size:16px;color:var(--text3);flex-shrink:0;transition:all .2s}.faq-icon.open{transform:rotate(45deg);color:var(--green)}.faq-a{padding:0 18px 16px;font-size:13.5px;color:var(--text2);line-height:1.65;display:none}.faq-a.open{display:block}.cta-section{background:linear-gradient(165deg,#002144,#001a36 50%,#001228);color:#fff;padding:60px 24px;text-align:center;position:relative;overflow:hidden}.cta-section:before{content:"";position:absolute;top:-30%;right:-10%;width:300px;height:300px;background:radial-gradient(circle,rgba(227,192,86,.1) 0,transparent 70%);pointer-events:none}.cta-section h2{font-size:25px;font-weight:700;margin-bottom:12px;letter-spacing:-.5px;position:relative}.cta-section p{font-size:14.5px;color:hsla(0,0%,100%,.7);margin-bottom:32px;line-height:1.6;max-width:380px;margin-left:auto;margin-right:auto;position:relative}.cta-section .btn-w{width:100%;max-width:280px;position:relative}footer{background:#171717;color:#888;padding:36px 24px;text-align:center}.footer-logo{font-size:17px;font-weight:700;color:#fff;margin-bottom:16px;letter-spacing:-.3px}.footer-links{display:flex;justify-content:center;gap:20px;flex-wrap:wrap;margin-bottom:20px}.footer-links a{color:#777;font-size:13px;text-decoration:none;transition:color .15s}.footer-links a:hover{color:#ccc}.footer-legal{font-size:11px;color:#555;line-height:1.8}.modal-overlay{display:none;position:fixed;inset:0;background:rgba(0,0,0,.5);z-index:200;align-items:flex-end;backdrop-filter:blur(4px);-webkit-backdrop-filter:blur(4px)}.modal-overlay.active{display:flex}.modal{background:#fff;border-radius:20px 20px 0 0;padding:28px 24px 40px;width:100%;max-height:85vh;overflow-y:auto;position:relative;box-shadow:var(--shadow-lg)}.modal-handle{width:36px;height:4px;background:var(--border);border-radius:2px;margin:0 auto 20px}.modal h3{font-size:18px;font-weight:700;margin-bottom:6px}.modal .modal-price{font-size:24px;font-weight:800;color:var(--green);margin-bottom:16px;letter-spacing:-.3px}.modal-features{list-style:none;margin-bottom:20px}.modal-features li{display:flex;align-items:flex-start;gap:10px;font-size:14px;color:#444;padding:8px 0;border-bottom:1px solid var(--border-l)}.modal-features li:last-child{border-bottom:none}.check{color:var(--green);font-weight:700}.modal-total{display:flex;justify-content:space-between;align-items:center;padding:12px 0;border-top:1px solid var(--border);margin-bottom:16px}.modal-total span{font-size:14px;color:var(--text2)}.modal-total strong{font-size:18px;font-weight:700}.modal .btn-w{width:100%;padding:16px;font-size:16px;border-radius:var(--radius)}.modal-close{position:absolute;top:16px;right:20px;font-size:22px;cursor:pointer;color:var(--text3);background:none;border:none;transition:color .15s}.modal-close:hover{color:var(--text)}.will-modal-overlay{display:none;position:fixed;inset:0;background:rgba(0,0,0,.5);z-index:200;align-items:flex-end;backdrop-filter:blur(4px);-webkit-backdrop-filter:blur(4px)}.will-modal,.will-modal-overlay.active{display:flex}.will-modal{background:#fff;border-radius:20px 20px 0 0;width:100%;height:90vh;flex-direction:column;overflow:hidden;box-shadow:var(--shadow-lg)}.will-modal-header{padding:16px 20px 12px;border-bottom:1px solid var(--border-l);display:flex;align-items:center;gap:10px;flex-shrink:0}.will-modal-handle{width:36px;height:4px;background:var(--border);border-radius:2px;margin:0 auto 12px}.will-modal-avatar{width:36px;height:36px;background:linear-gradient(135deg,var(--green),var(--green-d));border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:16px;flex-shrink:0;box-shadow:0 2px 6px rgba(0,33,68,.2)}.will-modal-info h4{font-size:14px;font-weight:600}.will-modal-info p{font-size:11px;color:var(--green);font-weight:500}.will-modal-close{margin-left:auto;background:none;border:none;font-size:22px;color:var(--text3);cursor:pointer;line-height:1;padding:4px;transition:color .15s}.will-modal-close:hover{color:var(--text)}.chat-messages{flex:1 1;overflow-y:auto;padding:16px;display:flex;flex-direction:column;gap:12px;-webkit-overflow-scrolling:touch}.msg{max-width:88%}.msg-ai{align-self:flex-start}.msg-user{align-self:flex-end}.msg-bubble{padding:12px 15px;border-radius:16px;font-size:14px;line-height:1.6;word-break:break-word}.msg-ai .msg-bubble{background:var(--mint);color:var(--text);border-bottom-left-radius:4px}.msg-user .msg-bubble{background:linear-gradient(135deg,var(--green),var(--green-d));color:#fff;border-bottom-right-radius:4px;box-shadow:0 2px 8px rgba(0,33,68,.2)}.msg-bubble p{margin-bottom:7px}.msg-bubble p:last-child{margin-bottom:0}.msg-bubble ul{padding-left:18px;margin:6px 0 2px}.msg-bubble li{margin-bottom:5px;line-height:1.5}.msg-bubble strong{font-weight:600}.typing-indicator{display:flex;align-items:center;gap:4px;padding:12px 14px;background:var(--mint);border-radius:16px;border-bottom-left-radius:4px;width:-moz-fit-content;width:fit-content}.typing-dot{width:7px;height:7px;background:#aaa;border-radius:50%;animation:bounce 1.2s infinite}.typing-dot:nth-child(2){animation-delay:.2s}.typing-dot:nth-child(3){animation-delay:.4s}@keyframes bounce{0%,60%,to{transform:translateY(0)}30%{transform:translateY(-6px)}}.chat-disclaimer{font-size:11px;color:var(--text3);text-align:center;padding:4px 16px 0;flex-shrink:0}.chat-cta{background:var(--green-l);border:1px solid #b8cfe0;border-radius:var(--radius);padding:12px 14px;margin-top:6px}.chat-cta p{font-size:13px;color:#002144;margin-bottom:8px;font-weight:500}.chat-cta-btns{display:flex;gap:8px;flex-wrap:wrap}.chat-cta-btns button{flex:1 1;min-width:120px;background:var(--green);color:#fff;border:none;padding:9px 12px;border-radius:var(--radius-sm);font-size:12px;font-weight:600;cursor:pointer;font-family:var(--font)}.chat-cta-btns button.secondary{background:#fff;color:var(--green);border:1px solid #b8cfe0}.chat-input-row{padding:10px 14px 18px;border-top:1px solid var(--border-l);display:flex;gap:8px;align-items:flex-end;flex-shrink:0;background:#fff}.chat-input{flex:1 1;border:1.5px solid #e0e0e0;border-radius:20px;padding:9px 14px;font-size:14px;outline:none;font-family:var(--font);resize:none;max-height:100px;line-height:1.45;background:#fafafa;transition:all .2s;overflow-y:auto}.chat-input:focus{border-color:var(--green);background:#fff;box-shadow:0 0 0 3px rgba(0,33,68,.08)}.chat-send{width:38px;height:38px;min-width:38px;background:linear-gradient(135deg,var(--green),var(--green-d));border:none;border-radius:50%;cursor:pointer;display:flex;align-items:center;justify-content:center;flex-shrink:0;transition:all .15s;box-shadow:0 2px 6px rgba(0,33,68,.2)}.chat-send:hover{transform:scale(1.05)}.chat-send:active{transform:scale(.92)}.chat-send svg{width:15px;height:15px;fill:#fff}.chat-send:disabled{background:#ccc;cursor:not-allowed;transform:none;box-shadow:none}.quick-replies{display:flex;flex-wrap:wrap;gap:7px;margin-top:10px}.qr-btn{background:#fff;border:1.5px solid var(--green-l);color:var(--green);border-radius:20px;padding:6px 13px;font-size:12px;font-weight:500;cursor:pointer;font-family:var(--font);white-space:nowrap;transition:all .15s}.qr-btn:hover{background:var(--green-l);border-color:var(--green)}.qr-btn:disabled{opacity:.4;cursor:not-allowed}.will-faq-toggle{display:flex;align-items:center;justify-content:space-between;padding:10px 20px;cursor:pointer;background:var(--mint);border-top:1px solid #b8cfe0;border-bottom:1px solid #b8cfe0;flex-shrink:0}.will-faq-toggle span{font-size:12px;font-weight:700;color:var(--green);letter-spacing:.3px}.faq-chevron{font-size:12px;color:var(--green);transition:transform .25s;display:inline-block}.faq-chevron.open{transform:rotate(180deg)}.will-faq-panel{flex-shrink:0;background:var(--bg);overflow-y:auto;max-height:0;overflow:hidden;transition:max-height .3s ease}.will-faq-panel.open{max-height:42vh}.will-faq-summary{padding:14px 20px 6px}.summary-bullets{display:flex;flex-direction:column;gap:7px;margin-bottom:14px}.summary-bullet{display:flex;gap:8px;font-size:12px;color:#444;line-height:1.5}.summary-dot{width:5px;height:5px;background:var(--green);border-radius:50%;flex-shrink:0;margin-top:6px}.wfaq-item{border-bottom:1px solid var(--border-l)}.wfaq-item:last-child{border-bottom:none}.wfaq-q{padding:11px 20px;font-size:13px;font-weight:600;color:var(--text);display:flex;justify-content:space-between;align-items:center;cursor:pointer;gap:8px}.wfaq-icon{font-size:16px;color:var(--green);flex-shrink:0;transition:transform .2s}.wfaq-icon.open{transform:rotate(45deg)}.wfaq-a{display:none;padding:0 20px 12px;font-size:12px;color:var(--text2);line-height:1.65}.wfaq-a.open{display:block}.wfaq-a ul{padding-left:16px;margin-top:6px;display:flex;flex-direction:column;gap:5px}.wfaq-a li{line-height:1.5}.wfaq-a strong{color:var(--text);font-weight:600}.will-tool-page input:focus,.will-tool-page select:focus{border-color:#002144!important}.will-tool-page input[type=checkbox]{accent-color:#002144}@keyframes spin{0%{transform:rotate(0deg)}to{transform:rotate(1turn)}}.lpa-hero{background:linear-gradient(165deg,#002144,#001a36 45%,#001228);color:#fff;padding:64px 24px 48px;position:relative;overflow:hidden;isolation:isolate;text-align:center}.lpa-hero:before{top:-40%;right:-20%;width:400px;height:400px;background:radial-gradient(circle,rgba(227,192,86,.12) 0,transparent 70%)}.lpa-hero:after,.lpa-hero:before{content:"";position:absolute;pointer-events:none;z-index:0}.lpa-hero:after{bottom:-30%;left:-15%;width:350px;height:350px;background:radial-gradient(circle,rgba(227,192,86,.08) 0,transparent 70%)}.lpa-hero-inner{position:relative;z-index:1;max-width:560px;margin:0 auto}.lpa-eyebrow{display:inline-block;font-size:11px;font-weight:700;letter-spacing:1.6px;color:var(--accent);text-transform:uppercase;margin-bottom:14px;padding:6px 14px;background:rgba(227,192,86,.12);border:1px solid rgba(227,192,86,.3);border-radius:24px}.lpa-hero h1{font-size:34px;font-weight:800;line-height:1.18;margin-bottom:14px;letter-spacing:-.8px}.lpa-sub{font-size:15.5px;color:hsla(0,0%,100%,.7);line-height:1.6;max-width:440px;margin:0 auto;font-weight:400}.lpa-steps-section{max-width:720px;margin:0 auto;padding:48px 24px 16px}.lpa-steps-list{list-style:none;padding:0;margin:0;counter-reset:lpa-step;display:flex;flex-direction:column;gap:14px}.lpa-step{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);padding:22px 24px;display:flex;gap:18px;align-items:flex-start;box-shadow:var(--shadow-sm);transition:all .2s}.lpa-step:hover{box-shadow:var(--shadow-md);transform:translateY(-1px);border-color:#c8d0d9}.lpa-step-num{flex-shrink:0;width:42px;height:42px;border-radius:50%;background:linear-gradient(135deg,var(--green),var(--green-d));color:var(--accent);font-size:18px;font-weight:800;display:flex;align-items:center;justify-content:center;letter-spacing:-.3px;box-shadow:0 3px 10px rgba(0,33,68,.25)}.lpa-step-body{flex:1 1;min-width:0}.lpa-step-body h3{font-size:17px;font-weight:700;color:var(--text);margin-bottom:6px;letter-spacing:-.2px;line-height:1.3}.lpa-step-body p{font-size:14.5px;color:var(--text2);line-height:1.7;margin:0}.lpa-prep-section{max-width:720px;margin:0 auto;padding:16px 24px 32px}.lpa-prep-card{background:linear-gradient(135deg,#fafbfc,var(--white));border:1px solid var(--border);border-left:3px solid var(--accent);border-radius:var(--radius);padding:24px 26px;box-shadow:var(--shadow-sm);position:relative}.lpa-prep-icon{position:absolute;top:-16px;right:24px;width:36px;height:36px;border-radius:50%;background:var(--green);color:var(--accent);font-size:18px;font-weight:700;display:flex;align-items:center;justify-content:center;box-shadow:0 3px 12px rgba(0,33,68,.25)}.lpa-prep-card h3{font-size:17px;font-weight:700;color:var(--green);margin-bottom:6px;letter-spacing:-.2px}.lpa-prep-intro{font-size:13.5px;color:var(--text2);margin-bottom:14px;line-height:1.55}.lpa-prep-list{list-style:none;padding:0;margin:0}.lpa-prep-list li{display:flex;gap:12px;align-items:flex-start;padding:9px 0;border-top:1px solid var(--border-l);font-size:14px;color:var(--text);line-height:1.55}.lpa-prep-list li:first-child{border-top:none}.lpa-prep-check{flex-shrink:0;width:20px;height:20px;border-radius:50%;background:var(--green-l);color:var(--green);font-size:11px;font-weight:700;display:flex;align-items:center;justify-content:center;margin-top:1px}@media(max-width:560px){.lpa-hero{padding:52px 20px 40px}.lpa-hero h1{font-size:27px}.lpa-prep-section,.lpa-steps-section{padding-left:18px;padding-right:18px}.lpa-step{padding:18px;gap:14px}.lpa-step-num{width:36px;height:36px;font-size:16px}.lpa-prep-card{padding:20px}}.how-section{max-width:720px;margin:0 auto;padding:4px 24px 32px}.how-section .about-toggle-label{color:var(--green)}.how-steps-compact{margin-top:4px}.about-section{max-width:720px;margin:0 auto;padding:28px 24px 8px}.about-toggle{display:flex;align-items:center;justify-content:space-between;gap:16px;width:100%;background:linear-gradient(135deg,#fafbfc,var(--white));border:1px solid var(--border);border-left:3px solid var(--accent);border-radius:var(--radius);padding:16px 20px;cursor:pointer;font-family:var(--font);text-align:left;transition:all .2s;box-shadow:var(--shadow-sm)}.about-toggle:hover{box-shadow:var(--shadow-md);transform:translateY(-1px);border-color:#c8d0d9}.about-toggle.open{border-bottom-left-radius:0;border-bottom-right-radius:0;border-bottom-color:transparent}.about-toggle-text{display:flex;flex-direction:column;gap:3px;min-width:0}.about-toggle-label{font-size:10.5px;font-weight:700;letter-spacing:1.2px;color:var(--accent);text-transform:uppercase}.about-toggle-title{font-size:16px;font-weight:700;color:var(--text);letter-spacing:-.2px;line-height:1.3}.about-toggle-icon{width:28px;height:28px;border-radius:50%;background:var(--green);color:#fff;font-size:18px;font-weight:400;line-height:1;display:flex;align-items:center;justify-content:center;flex-shrink:0;transition:transform .2s}.about-toggle.open .about-toggle-icon{transform:rotate(45deg)}.about-content{background:var(--white);border:1px solid var(--border);border-left:3px solid var(--accent);border-top:none;border-bottom-left-radius:var(--radius);border-bottom-right-radius:var(--radius);padding:22px 24px 24px;box-shadow:var(--shadow-sm);animation:fadeUp .25s ease both}.about-body p{font-size:14.5px;line-height:1.72;color:var(--text2);margin-bottom:14px}.about-body p:last-child{margin-bottom:0}.about-mission{font-style:italic;color:var(--green);font-weight:600;letter-spacing:-.1px}.about-tagline{background:var(--mint);border:1px solid var(--border-l);border-radius:var(--radius-sm);padding:16px 18px;margin-top:18px}.about-tagline-brand{font-weight:800;color:var(--green);letter-spacing:-.2px;font-size:14.5px}.about-tagline-dash{color:var(--text3);font-size:14px}.about-tagline-text{font-size:14px;color:var(--text);font-style:italic;line-height:1.55}.about-closing{margin-top:6px;font-size:13.5px;font-weight:600;color:var(--green);letter-spacing:-.1px}@media(max-width:520px){.about-section{padding:24px 20px 4px}.about-toggle{padding:14px 16px}.about-toggle-title{font-size:14.5px}.about-content{padding:18px 18px 20px}.about-body p{font-size:14px}}.timeline-section{background:linear-gradient(180deg,var(--mint) 0,var(--white) 100%);border-top:1px solid var(--border-l);border-bottom:1px solid var(--border-l);padding:56px 24px 64px}.timeline-inner{max-width:760px;margin:0 auto}.timeline-eyebrow{font-size:10.5px;font-weight:700;letter-spacing:1.4px;color:var(--green);text-transform:uppercase;margin-bottom:12px}.timeline-section h2{font-size:28px;font-weight:800;letter-spacing:-.6px;line-height:1.2;margin-bottom:12px;color:var(--text)}.timeline-section h2 em{font-style:normal;color:var(--green)}.timeline-desc{font-size:14.5px;line-height:1.65;color:var(--text2);margin-bottom:28px;max-width:580px}.timeline-tabs{display:grid;grid-template-columns:repeat(4,1fr);grid-gap:8px;gap:8px;margin-bottom:28px}.timeline-tab{text-align:left;padding:12px 14px;background:var(--white);color:var(--text);border:1px solid var(--border);border-radius:var(--radius-sm);cursor:pointer;font-family:var(--font);transition:all .2s;box-shadow:var(--shadow-sm)}.timeline-tab:hover{background:var(--green-l);border-color:#b8cfe0;transform:translateY(-1px)}.timeline-tab.active{color:#fff;border-color:var(--green-d);box-shadow:0 4px 14px rgba(0,33,68,.25)}.timeline-tab.active,.timeline-tab.active:hover{background:linear-gradient(135deg,var(--green),var(--green-d))}.timeline-tab-num{font-size:10px;font-weight:700;letter-spacing:1.2px;text-transform:uppercase;opacity:.7;margin-bottom:4px}.timeline-tab.active .timeline-tab-num{color:var(--accent);opacity:1}.timeline-tab-label{font-size:13px;font-weight:600;line-height:1.3;letter-spacing:-.1px}.timeline-svg-wrap{margin-bottom:24px}.timeline-svg{width:100%;height:auto;display:block}.timeline-panel{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow-sm);animation:fadeUp .3s ease both}.timeline-panel h3{font-size:22px;font-weight:700;letter-spacing:-.3px;line-height:1.25;margin-bottom:6px;color:var(--text)}.timeline-panel-sub{font-size:11.5px;font-weight:700;letter-spacing:1.2px;text-transform:uppercase;color:var(--green);margin-bottom:14px}.timeline-panel-body{font-size:14.5px;line-height:1.7;color:var(--text2);margin-bottom:18px}.timeline-items{list-style:none;padding:0;margin:0}.timeline-items li{display:grid;grid-template-columns:minmax(140px,200px) 1fr;grid-gap:18px;gap:18px;padding:12px 0;border-top:1px solid var(--border-l);align-items:baseline}.timeline-items li:first-child{border-top:none;padding-top:6px}.timeline-item-term{font-size:13.5px;font-weight:700;color:var(--green);letter-spacing:-.1px}.timeline-item-desc{font-size:13.5px;line-height:1.6;color:var(--text2)}.timeline-actions{display:flex;gap:12px;margin-top:24px;flex-wrap:wrap;align-items:flex-start;position:relative;z-index:30}.timeline-book-wrap{position:relative;z-index:40}.timeline-book-menu{position:absolute;bottom:calc(100% + 10px);left:0;background:var(--white);border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow-lg);min-width:280px;padding:14px;z-index:1;animation:fadeDown .18s ease both}@keyframes fadeDown{0%{opacity:0;transform:translateY(-8px)}to{opacity:1;transform:translateY(0)}}.timeline-book-header{font-size:11px;font-weight:700;color:var(--text3);text-transform:uppercase;letter-spacing:.6px;margin-bottom:10px;padding:0 6px}.timeline-book-item{display:flex;align-items:center;gap:12px;padding:10px 8px;border-radius:var(--radius-sm);text-decoration:none;color:var(--text);transition:background .15s}.timeline-book-item:hover{background:var(--mint)}.timeline-book-icon{font-size:18px;width:28px;text-align:center;flex-shrink:0}.timeline-book-item-text{display:flex;flex-direction:column;gap:2px;min-width:0}.timeline-book-item-label{font-size:13.5px;font-weight:600;color:var(--text);letter-spacing:-.1px}.timeline-book-item-sub{font-size:12px;color:var(--text2)}@media(max-width:480px){.timeline-book-menu{min-width:calc(100vw - 48px);max-width:320px}}.timeline-btn-primary{display:inline-flex;align-items:center;gap:8px;padding:12px 22px;background:linear-gradient(135deg,var(--green),var(--green-d));color:#fff;border:none;border-radius:var(--radius-sm);font-size:14px;font-weight:600;cursor:pointer;font-family:var(--font);box-shadow:0 2px 10px rgba(0,33,68,.2);transition:all .2s}.timeline-btn-primary:hover{transform:translateY(-1px);box-shadow:0 4px 16px rgba(0,33,68,.3)}.timeline-btn-secondary{display:inline-flex;align-items:center;gap:8px;padding:11px 22px;background:transparent;color:var(--text);border:1.5px solid var(--border);border-radius:var(--radius-sm);font-size:14px;font-weight:600;cursor:pointer;font-family:var(--font);transition:all .2s}.timeline-btn-secondary:hover{background:var(--white);border-color:var(--green);color:var(--green)}.timeline-btn-accent{display:inline-flex;align-items:center;gap:8px;padding:12px 22px;background:var(--white);color:var(--green);border:1.5px solid var(--green);border-radius:var(--radius-sm);font-size:14px;font-weight:700;cursor:pointer;font-family:var(--font);box-shadow:var(--shadow-sm);transition:all .2s}.timeline-btn-accent:hover{background:var(--green-l);transform:translateY(-1px);box-shadow:var(--shadow-md)}.timeline-book-item-btn{border:none;width:100%;text-align:left;font-family:inherit;cursor:pointer;background:transparent}@media(max-width:640px){.timeline-section{padding:44px 16px 48px}.timeline-section h2{font-size:24px}.timeline-tabs{grid-template-columns:repeat(2,1fr)}.timeline-panel{padding:22px 18px}.timeline-panel h3{font-size:19px}.timeline-items li{grid-template-columns:1fr;gap:4px;padding:10px 0}}@media(max-width:420px){.timeline-tabs{grid-template-columns:1fr 1fr}}@media(max-width:520px){.hero h1{font-size:28px}}